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As the leader in the Non-Life insurance market, SegurCaixa Adeslas has a market share of close to 30% in health insurance. It also markets home insurance, accident insurance, car insurance and death insurance, among others.

Adeslas Extra are the expense reimbursement policies offered by SegurCaixa Adeslas. These are complete medical insurance policies in which the insured can choose the doctor and/or center of their choice and request reimbursement of expenses up to the maximum amount contracted with the policy.

In addition to medical and dental insurance, SegurCaixa Adeslas offers a wide range of insurance policies in the Non-Life branch, both for individuals and for the self-employed, SMEs and companies. Among these insurances, the following stand out:

Adeslas is a market leading insurer in the health sector, which also offers a wide range of insurance in the Non-Life branch. In fact, it is the second-ranked company in non-life insurance.

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The additional coverage for jewelry refers to gold and platinum objects, pearls and precious stones with a unit value of more than 400 € (if the unit value does not exceed this figure, they are automatically included in the contents capital). The maximum sum insured by SegurCaixa Hogar Completo is 4,000 € for jewelry.

Example 1Imagine that the set of valuables has a cost of 7,800 € and that of jewelry, 4,800. If, due to theft or any other cause covered in the policy, 6,000 € in valuables and 3,000 in jewelry were lost, the compensation would be identical to the amounts of the loss, i.e. 6,000 and 3,000 € respectively.

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If you wish to cancel a Life or Home policy, the terms depend on whether it is linked to a mortgage. In addition, if you do so, you should bear in mind that the conditions you agreed with your bank may change.

– Linked: to cancel a policy that is linked to a mortgage or a loan, you will have to send the notice of cancellation 60 days before the end date of the contract and, in addition, obtain the bank’s consent. This permission will be granted if you can prove that you have previously contracted another insurance that replaces it and that includes the bank as beneficiary so as not to lose its guarantee as the mortgage company.

– Not linked: most of the policies are not linked to a financial product. In this way, you will only have to notify your insurer one month in advance of the expiration date of the policy by mail, telephone or web.

In the case of home insurance, current regulations state that it must be cancelled at least one month before the renewal date. Therefore, in case you want to cancel before the expiration date because the house has been sold, it is possible that you will lose the unearned premium.

Patricia Gómez

Bienvenid@, soy Patricia Gómez y te invito a leer mi blog de interés.